Mortgage Advice Belfast


Taking out a mortgage is one of the biggest financial commitments you’ll make, so it’s important to get professional advice. A good mortgage adviser will take into account your personal circumstances and lifestyle to recommend the best mortgage for you. They’ll also help you navigate the complex mortgage application process. Choosing the right mortgage could save you thousands of pounds in interest charges over the term of your loan.

How long do mortgage advisors take?

There are different types of Mortgage Advisor Belfast, including independent brokers who can search the whole market and bank mortgage advisers who may only offer a limited range of products from their employer. Independent mortgage advisers typically charge a fee, but they can also save you money by finding deals that aren’t available to the general public.

When choosing a mortgage adviser, you should look for a registered firm that is regulated by the FCA and will provide you with a written Statement of Advice which details their fee structure and any commission they’ll receive. Ask friends, family, colleagues or business contacts for recommendations and choose an adviser who specialises in the type of mortgage you require. You should also consider whether the adviser is ‘whole of market’, meaning they can check a wider range of lenders for you. If not, you may wish to apply directly to the lender instead as they might have exclusive deals that aren’t available to the public. Also, going direct can save you money on upfront broker fees.

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